October 27, 2021

The Insurance Industry and Agents

 I am astonished, almost to the point of being amazed. Let me explain. 

After you past the insurance test and get licensed in the state you past the test, that is the end. 

Everything is radio silence, UNLESS you were doing this to work as a captive agent.  

A captive agent means that you work FOR an insurance company...like Allstate.  A JOB. 

If you are doing this to be "uncaptive" or a "broker" to represent several insurance companies then nothing, you are totally on your own to figure it out. 

As I was studying for my license the topic/type of insurance that interested me the most was for eldery - Medicare.  I also certainly have an interest in Cancer Insurance (I know the importance of it) and Life Insurance, but when I looked at where to start it seemed to me that everyone turning 65 will need Medicare so you have people who actually need the insurance. 

August 14, 2021

Annuities, Life and Health Insurance

Over the past 2 YEARS (that's right I said years)  I have been leisurely studying the VA laws and statues about life insurance, health insurance and annuities.  It has been fastinating and I learned a lot. 

Well at about the 1.5 year mark I decided to study to become licensed in VA.  I spent many many weekends studying and took the State test last month and passed it.  It was interesting because the more I studied the more there was to study.  When I took the test it was a hog pog of questions many I knew, some I didn't but none the less I passed.  I will say that you have to study to pass, it wasn't easy, but why would it be because you're dealing with money so they are going to make it a little hard. 


After I passed the test you have to apply for your license.  Completing the license was an interesting process as well. I understood not wanting people who have a criminal record to be able to become licensed but didn't know they cared if you owned child support.  That seemed strange to me, almost like they were trying to eliminate certain people from being licensed.  It made me want to run for office, work on understanding and changing laws.  It's all so crazy to me. Anyway went through the license application and then went to get my fingerprints. 

January 23, 2021

January 9, 2021

Cousins Dropping Knowledge Speak with Elder Law Attorney

Click Here to Listen to the Podcast

CDK has a fascinating conversation with Attorney Karren Pope as she shares heartbreaking stories of families without the proper documentation and the need for all of us to be prepared for death and dying especially during this time of COVID.

She shares with us information that we all need to know about this area of law and about life, living, and relationships.

If you do not have a Last Will and Testament, Living Will and Financial Power of Attorney why not?